Vision
Senior Insurance Professionals, LLC
Vision Insurance Plans in Winston‑Salem – Clear Coverage for Eye Health
Good vision is essential to daily life—but regular eye exams, glasses, and contact lenses can be costly without proper coverage. At Senior Insurance Professionals, LLC, we help individuals and families in Winston‑Salem find affordable, easy-to-use vision insurance that keeps their eyes—and wallets—healthy.
Whether you need basic preventive care or full coverage for eyewear and corrective lenses, we’ll guide you to a vision plan that fits your needs.
What Vision Plans Typically Cover
We offer a range of vision plans from top carriers. Most policies include:
Routine Eye Exams
Most plans cover one eye exam per year with a low copay or no out-of-pocket cost. Exams help detect vision changes, eye disease, and general health issues.
Eyeglasses
Plans typically offer allowances for frames and lenses, which can be used once every 12–24 months depending on the policy. You’ll also get discounts on upgrades like anti-glare or transition lenses.
Contact Lenses
Choose between coverage for glasses or contacts. Plans often include an allowance for contact lenses or a supply of daily/monthly lenses with your vision benefit.
Corrective Surgery Discounts
Some plans offer discounts for LASIK or other vision correction procedures, although these services are not usually fully covered.
Why Vision Insurance Matters
While many health insurance plans don’t include vision coverage, your eyes require regular attention to prevent issues and detect broader health problems early. Vision insurance helps with:
- Annual eye exams and vision screenings
- Prescription eyeglasses and lenses
- Contact lens fittings and supply costs
- Discounts on LASIK or corrective surgery (in some plans)
- Monitoring of conditions like glaucoma, cataracts, or macular degeneration
Regular eye care is especially important for those with diabetes, high blood pressure, or family history of vision loss.
Who Needs Vision Insurance?
Vision insurance is a smart investment for:
- Children and teens who need frequent prescription changes
- Adults who wear glasses or contacts regularly
- Seniors on Medicare, which doesn’t cover routine vision care
- Self-employed or uninsured individuals
- Anyone wanting affordable access to quality eye care
Even if your eyesight seems fine, routine eye exams can detect early signs of conditions like glaucoma, cataracts, or diabetes-related vision loss.
Our Approach – Personalized and Local
- One-on-One Plan Review - We sit down with you to understand your vision history, usage (glasses vs. contacts), and provider preferences. Then we recommend plans that make sense for your lifestyle and budget.
- Local Provider Network Access - We help ensure the plan you choose includes eye doctors and optical centers in Winston‑Salem and surrounding areas—so you’re never out of reach.
- Bundling with Dental Insurance - Need both dental and vision? We’ll show you combination plans that save money while offering full oral and optical coverage.
- Year-Round Assistance -
Even after enrollment, we’re here to help. From benefit questions to updating your provider list, we make sure your plan continues to work for you.
FAQs About Vision Insurance
Does Medicare cover vision?
Original Medicare doesn’t cover routine vision care like eye exams, glasses, or contacts. You’ll need a standalone plan or a Medicare Advantage plan with vision benefits.
Can I use any eye doctor?
That depends on the plan. We’ll help you find a policy that includes your preferred optometrist or ophthalmologist in-network.
How much does vision insurance cost?
Most plans are very affordable—typically less than $20/month for individuals. We’ll help you compare premium, copay, and coverage levels.
What if I need both glasses and contacts?
Many plans allow a choice between the two each benefit period, while others offer partial benefits for both. We’ll explain what each plan offers.
Protect Your Vision—Without Overpaying
At Senior Insurance Professionals, LLC, we believe quality vision care should be accessible and affordable. Whether you’re shopping for your first plan or bundling vision with dental or health coverage, we’ll help you see the benefits—clearly.